Anand N Panicker

Strategy

Strategy Byte - Week 41 Case Study - Nubank

Table of Contents 1. Recap 2. Systems Perspective 3. Case Study 1 - Nubank 4. The Problem 5. Check the temperature 6. The Strategy Recap Over the last 40 weeks, we discussed several variables in macro-economic environment affecting from high level to low: 1. Single or multiple countries 2. Multiple

Self - Reflection

Self Reflection Byte - What lies Beneath!!

Table of Contents 1. Introduction 2. Event - 1 : Podcast 3. Event - 2 : Audio Book 4. Event - 3 : Linkin Park 5. The Connection Introduction We've seen movies with multiple story lines where ultimately the characters in each story line meet or come together drawn by fate

Finance

Finance Byte - Week 2 The Sixth Sense

Table of Contents 1. Recap 2. The First Step 3. The Journey 4. The Sixth Sense Recap During week 1, we discussed how finance has a unique vantage point to see : 1. whether a company is adding value? 2. How much value is being added? 3. Is the company adding

Strategy

Strategy Byte - Week 40 Market Equilibrium

Table of Contents 1. Recap 2. Market Equilibrium 3. The Bathtub Theorem 4. Moving Forward Recap During Week 39, we dived deep into Supply by discussing Supply Curve / Supply Schedule. A supply schedule is a tabular representation of the relationship between the price of a good or service & the

Finance

Finance Byte - Week 1

Table of Contents 1. Introduction 2. Phase 1 - Start up 3. Phase II - Running Business 4. Finance Responsibilities Introduction From my reading of Strategy (still learning!!), I can distill the core essence of Strategy as Value created by the company for their customers. But then, who can actually

Strategy

Strategy Byte - Week 39 More Supply

Table of Contents 1. Recap 2. Supply Curve / Supply Schedule 3. Change in Supply 4. Elasticity / Inelasticity of Supply Recap During Week 38, we started exploring supply by defining it as the number of units of goods or services a supplier is willing & able to bring to the market

Self - Reflection

Self Reflection Byte - Ready.. set.. Action!!

Table of Contents 1. Action!! 2. The Why / Intention 3. The Action / Specific Steps 4. Check Feedback & Iterate 5. Summary Action!! So, we all want to live our lives, fulfill our dreams & get things done. What will take us from where we are (Point A) to where we

Strategy

Strategy Byte - Week 38 Supply

Table of Contents 1. Recap 2. Supply 3. Law of Supply 4. Supply Determinants Recap During Week 37, we discussed Law of Demand as : Other things remaining the same, if the price of a good or service increases, it's demand falls & vice versa. Then we explored 1.

Blockchain

Blockchain Byte - Week 29 Nakamoto Consensus

Table of Contents 1. Recap 2. Traditional Financial Transactions 3. Blockchain Transactions 4. Nakamoto Consensus 5. Challenges Recap During Week 28, we defined Blockchain protocols as a set of underlying rules that define the logic & functioning of a Blockchain. Protocols are rules 1. based on the code underlying the

Strategy

Strategy Byte - Week 37 More Demand

Recap During Week 36, we introduced Demand as The desire or need of customers for goods or services that they want to buy or use. Then we discussed the three aspects of demand as below: 1. There should be a want for a good or service 2. The good or

Strategy

Strategy Byte - Week 36 Demand

Recap During Week 35, we discussed at a high level the concepts of Market & Price. A market is any place or venue where buyers & sellers can exchange goods & services. Then we defined Competitive Market as a market where there are a large number of buyers & sellers

Strategy

Strategy Byte - Week 35 Market & Price

Table of Contents 1. Recap 2. Market 3. Competitive Market 4. Price Recap During Week 34, we discussed fiscal policy which results in either 1. Fiscal Deficit or 2. Fiscal Surplus The policy followed by Governments depends on 1. State of the Economy - If the economy is in recession,

Strategy

Strategy Byte - Week 34 Fiscal Policy Impact

Table of Contents 1. Recap 2. Top 15 Countries Ranked by Budget Deficit 3. Reasons for Government Deficit 4. Types of Fiscal Policy 5. National Debt Recap During Week 33, we discussed non-tax revenue which is government revenue not generated from taxes & they are generally classified under : 1. Dividends

Blockchain

Blockchain Byte - Week 28 Blockchain Protocols

Recap Last week we explained "The Byzantine General's Problem" which is used as an analogy to describe the challenge of establishing consensus in a decentralized network where some nodes can be dishonest or nodes are connected using an insecure network. We also discussed the below solutions

Strategy

Strategy Byte - Week 33 Fiscal Policy.. Cont'd

Table of Contents 1. Recap 2. Non-Tax Revenue 3. Government Expenditure 4. Fiscal Surplus / Fiscal Deficit 5. Factors affecting Government Expenditure 6. Factors affecting Government Revenue 7. Financing the Deficit Recap During Week 32, we discussed Fiscal Policy which is : The means by which Government adjusts it's budget

Self - Reflection

Self Reflection Byte - I wish I knew this at 20..

I am a regular reader of Roger L Martin's blog posts. I believe he is the best management thinker in our times. Why do I think so? Because he is on a mission to simplify the concept of strategy to make it more accessible in thought & action.

Strategy Byte - Week 32 Fiscal Policy

Recap During Week 31, we took a small deviation from discussing macro-economic variables to understand strategy from a problem solving perspective. First, we analyze a situation to understand whether we are in a problem or a situation. What does it mean? Problems, by definition, have solutions, irrespective of costs or

Blockchain

Blockchain Byte - Week 27 Byzantine General's Problem

Recap During Week 26, we discussed how decentralized ledgers are synchronized across nodes forming part of the blockchain network. We used the current world example of servers - production & backup servers which need to be in sync at all times to ensure seamless processing of customer requests to the

Strategy

Strategy Byte - Week 31 Strategy & Problem Solving

Table of Contents 1. A Small Deviation 2. Problem or Situation? 3. Mental Models 4. Systems Thinking 5. Variables 6. Strategy & Problem Solving A Small Deviation This week we take a small deviation from our usual topic of macro-economic variables. We discuss some random thoughts on a core principle

Strategy

Strategy Byte - Week 30 Inflation effects

Recap During Week 29, we explored what drives inflation & classified them as : 1. Demand-Pull Inflation 2. Cost-Push Inflation Demand - Pull Inflation Demand-Pull Inflation occurs when the demand for goods exceeds their supplies & due to shortage in supply of those goods & services, their prices increase. This type

Strategy

Strategy Byte - Week 29 Inflation Drivers

Recap During Week 28, we explored two hyper-inflationary economies - Zimbabwe & Argentina to understand what drives hyper-inflation & it's impact on an economy as a worst case scenario case study. Let us again revisit the question - What is Inflation? There is inflation when the prices of

Blockchain

Blockchain Byte - Week 26 Node Synchronization

Photo by Shubham Dhage on Unsplash Recap During Week 25, we explained how: a. Blocks are validated & b. Blocks are added to the decentralized ledger We also mentioned that Blockchain is a FOUNDATIONAL TECHNOLOGY which has the potential to create new ways of processing transactions & storing data. The

Strategy

Strategy Byte - Week 28 Inflation - Impacting lives

Table of Contents 1. Recap 2. Inflation - Deep Dive 3. Zimbabwe 4. Argentina 5. Key Takeaways 6. Causes / Sources of Inflation Recap During Week 27, we introduced inflation as one of the critical variables in analyzing external environment. It is a macro-economic variable closely tied to our daily lives.

Strategy

Strategy Byte - Week 27 Inflation

Recap During Week 26, we discussed interest rate drivers where we started with interest rate as cost of money & hence subject to supply & demand of money. More money means higher liquidity and lower interest rates. Less money means lower liquidity & hence higher interest rates. Then we discussed

Self - Reflection

Self Reflection Byte - Resonance

Table of Contents 1. What is Resonance? 2. Why we care? 3. I got lucky!! 4. Find your frequency What is Resonance? What does Resonance mean? It's a concept in Physics (Remember our school days!!) At it's core, resonance is the extraordinary phenomenon where an object